Borrowing against Bitcoin

Compare what crypto-backed loans, HELOCs and credit cards put at risk, with dated rate figures, fees, liquidation and foreclosure mechanics, and tax rules.

How borrowing against assets works, what a margin call and forced sale mean, when loan proceeds are taxed, and what "buy, borrow, die" and "be your own bank" refer to.

See what happens to a crypto loan when Bitcoin falls: LTV, margin calls, cure periods, partial liquidation, DeFi rules, a worked example and IRS tax treatment.

How custody, rehypothecation and lender bankruptcy affect pledged crypto, what happened at Celsius, BlockFi and Voyager, and what FDIC, SIPC and proof of reserves cover.

Is a Bitcoin-backed loan taxable? How loan proceeds, collateral liquidation, repayment, interest, Form 8949 and Form 1099-DA work under IRS rules, with dates and sources.

Check a crypto lender's license, custody, rehypothecation rights, liquidation terms, fees, proof of reserves, insurance limits and bankruptcy language before sending collateral.

How a securities-based line of credit differs from a margin loan, with dated October 2026 rates, a HELOC and Bitcoin loan comparison, margin calls and tax rules.

How DeFi loans work: collateral, utilization-based rates, health factor and liquidation, WBTC vs cbBTC vs tBTC, FDIC and SIPC gaps, and how they compare with centralized lenders.

Selling Bitcoin, counting it as an asset or pledging it as collateral: three ways to use crypto toward a home, with Fannie Mae rules, costs, risks and taxes.