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Financial Guides, Advisors Near You and Help for Financial Firms

For you

If you have a money question

Our guides explain how investing, borrowing and crypto work, what they cost and what can go wrong. When you want a person to talk to, the directory lists financial advisors near you.

Browse the financial guides Find a financial advisor near you

For financial firms

If you run a financial firm

List your firm for free, choose a paid directory plan, or have us build your website, SEO, review management, video and custom apps.

See how we help financial firms

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Borrowing against Bitcoin

Our first series explains borrowing against Bitcoin and other assets in ten guides. They cover how the loans work, what they cost, what happens when the price falls, who holds the coins, the tax side and how to check a lender. You can read the Bitcoin borrowing series from the start, or open the guide that matches the question you came with.

Open the Borrowing against Bitcoin series

Borrowing against assets

Borrowing against an asset means pledging something you own as collateral for a loan, and the terms of that pledge decide what the loan costs and what can go wrong. Our guides cover how asset-backed loans work and how the interest rate, the annual percentage rate (APR) and the fees differ from one another. The Consumer Financial Protection Bureau also publishes consumer tools for major financial decisions. Start with borrowing against assets instead of selling them.

12 guidesAll Borrowing against assets guides

Crypto explained

Crypto guides cover how cryptocurrencies and crypto loans work, and what custody means when someone else holds the coins that back a loan. A falling price can push a loan to a margin call or a forced sale, and a lender that fails can tie up the coins it held. Start with how Bitcoin-backed loans work or DeFi loans compared with centralized lenders.

9 guidesAll Crypto explained guides

Taxes on investments

Investments can create tax events, and which ones apply depends on the asset, how it is held and what happens to it. A sale, a forced sale of collateral or a repayment made in crypto can each be one, and the answer for your own return depends on facts only you and a tax professional have. Start with whether borrowing against Bitcoin is taxable.

1 guideAll Taxes on investments guides

Risks, scams and regulation

Risk in investing and borrowing comes from price movement, fees, custody and the firm on the other side of the transaction. The SEC's Investor.gov and FINRA's investor section publish investor alerts, fraud warnings and tools for checking an investment professional. Before pledging collateral, see what to check before using a crypto lender.

2 guidesAll Risks, scams and regulation guides

Where the name comes from

Inversado comes from inversión, the Spanish word for investment. The "-ado" ending, which our sister sites Riskado and Counselado share, turns the idea into something done: an investment made with your eyes open. The About page covers what Inversado is and how the site works.

Find a financial professional

The directory lists five kinds of firm: financial planners, financial consultants, investment services, investment companies and stock brokers. You can search by service and location, and the directory is organized by state, city and category. A listing is informational, and Sponsored placements are labelled. Pro and Sponsored listings are available only after registration information is checked against SEC IAPD, FINRA BrokerCheck or the applicable state record, and BrokerCheck is part of FINRA's investor section. Start with the financial professional directory.

For financial firms

If you run a financial firm, you can claim your listing, add your firm or compare the plans and pricing. Services for firms, such as web design, SEO, review management, video marketing and custom app development, are described on the for financial firms page. Revenue comes from directory plans, Sponsored placements and those services, and the advertising notice and affiliate disclosure explain how each is marked on the site.

Common questions

What is Inversado?

Inversado is an independent bilingual financial education site and directory. We explain how money products, borrowing, markets, crypto and related rules work, and we list financial professionals by location and service. Inversado is not a lender, broker-dealer, registered investment adviser, tax adviser or law firm, and nothing on the site is investment, tax or legal advice.

Does a listing mean Inversado endorses the firm?

No. A listing is informational and describes a firm and the service it offers, and the decision to contact a firm stays with you. Sponsored placements carry a label, and our disclaimer covers the limits of what a listing means.

How does Inversado make money?

Revenue comes from directory plans, Sponsored placements and services for financial firms. Plan details are on the plans and pricing page.

Which firms does the directory list?

The directory lists financial planners, financial consultants, investment services, investment companies and stock brokers. Each firm appears under the service it provides and the place where it works, and the directory is organized by state, city and category.

Can I read Inversado in Spanish?

Yes. The site is available in English and Spanish, and the language switch in the header changes between them. Questions in either language can go through the contact page.